CROA compliance checklist

Ensure your credit repair business complies with CROA regulations.

This checklist is for educational purposes. Consult with a qualified attorney for legal compliance guidance.

CROA Compliance Checklist

Written service agreement provided before payment

Clear pricing and payment terms disclosed

No payment collected before services rendered

Client right to cancel within 3 days disclosed

No guaranteed results promised

No false or misleading statements made

Credit reports obtained with proper authorization

Client communications documented

Dispute letters accurate and truthful

Compliance documentation retained for 3+ years

Legal Disclaimer

This checklist is for educational purposes only. CROA compliance is complex and varies by state. FixMy.Money is not a law firm and does not provide legal advice. Consult with a qualified attorney to ensure your business practices comply with all applicable laws.

Build your credit repair business with compliance in mind

FixMy.Money provides CROA-aware workflows and compliance tools.

Reserve One Month Free Compliance Info

Explore FixMy.Money

Resources CROA Compliance Software Compliance

Related resources

CROA Workflow Software
CROA Compliance Workflow Software
Credit Repair Business Startup Checklist
Credit Repair Client Intake Checklist