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Credit Repair Business Startup Checklist

Complete checklist for starting a credit repair business. Legal requirements, compliance, bonding, and operations setup.

Startup Checklist

Business Registration

  • Choose business structure (LLC, S-Corp, etc.)
  • Register business name
  • Get EIN from IRS
  • Open business bank account

Legal & Compliance

  • Understand CROA requirements
  • Review FCRA and TSR rules
  • Check state-specific regulations
  • Consult with attorney

Bonding & Insurance

  • Get surety bond (if required by state)
  • Obtain E&O insurance
  • Get general liability insurance
  • Document all policies

Operations Setup

  • Choose software platform
  • Set up client intake process
  • Create service agreements
  • Establish billing system

Legal Disclaimer

This checklist is educational only and does not constitute legal advice. Consult with a qualified attorney for legal guidance specific to your state and business. FixMy.Money provides business software for credit repair professionals only.

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