How to start a credit repair business

A step-by-step guide to launching your credit repair agency.

This guide provides educational information. Consult with a qualified attorney for legal advice on starting a credit repair business.

5 Steps to Launch Your Credit Repair Business

1

Understand the Regulations

Learn about CROA, FCRA, TSR, and state-specific credit repair laws. Consult with a qualified attorney to ensure compliance.

2

Set Up Your Business

Choose a business structure (LLC, S-Corp, etc.), register your business, and obtain necessary licenses and permits.

3

Create Your Service Offerings

Define your service packages, pricing, and client agreements. Ensure all disclosures comply with CROA and FCRA.

4

Set Up Your Operations

Choose credit repair software, set up billing, create client intake processes, and establish document management systems.

5

Build Your Client Base

Develop marketing strategies, build your online presence, and establish partnerships to acquire clients.

Why FixMy.Money for Your Credit Repair Business

Software designed specifically for credit repair professionals.

Client Management

Organize clients, track disputes, manage notes and tasks.

Dispute Automation

Generate dispute letters and manage workflows automatically.

Billing & Payments

Stripe-native billing with automated invoicing and payment tracking.

Document Storage

Secure cloud storage for credit reports, contracts, and evidence.

Legal Disclaimer

FixMy.Money provides business software for credit repair professionals. We do not provide legal advice. Consult with a qualified attorney regarding CROA, FCRA, TSR, and state-specific credit repair laws before starting your business.

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