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Credit report guide

Credit Account Not Mine

Organize identity and account evidence for an account you do not recognize.

Step 1

Start by checking names, addresses, account opening date, creditor, and any identity-theft documentation.

Step 2

Collect police reports, FTC identity-theft reports, account correspondence, or proof of address when relevant.

Step 3

Keep correspondence factual and source-backed so each statement can be verified.

Important note

This guide is educational and does not provide legal, credit, or mortgage advice. FixMy.Money helps organize credit-report workflows and does not promise score changes, deletions, or approvals.